A child born in 2016 that begins kindergarten in the fall of 2021 would attend college between the years of 2034 and 2038. If that child attended an average public in-state 4-year college and if the annual price increases for public colleges experienced over the last 30 years continued into the future, the aggregate 4-year cost of the child’s college education (including tuition, fees, room & board) would be $227,984 or $56,996 per year (source: College Board). If you are a young family starting out, proper prior planning is key to providing your children with the tools they will need to prosper in tomorrow’s environment. Please feel free to call me for ideas that will bring solutions to this for you and your family!